🇮🇳 India · Insurance

IRDAI IC38 (Insurance Agent) Syllabus

Mandatory IRDAI licensing exam for becoming a certified life or general insurance agent in India. The full IRDAI IC38 (Insurance Agent) syllabus: 6 subjects, 22 chapters, 98 topics and 79 sub-topics, with 301 flashcards written against it.

6Subjects
22Chapters
98Topics
79Sub-topics
301Flashcards

IRDAI IC38 (Insurance Agent) subjects

IRDAI IC38 (Insurance Agent) has 6 subjects. Each one is listed below with its chapters in syllabus order; open a subject for every topic and sub-topic inside them.

Introduction to Insurance and Risk Management

3 chapters · 13 topics · 14 sub-topics · 49 flashcards

  1. Concept and History of Insurance · 4 topics
  2. Risk and the Risk Management Process · 4 topics
  3. How Insurance Functions Economically · 5 topics

Life Insurance Products and Underwriting

4 chapters · 19 topics · 17 sub-topics · 51 flashcards

  1. Fundamentals of Life Insurance · 4 topics
  2. Types of Life Insurance Products · 6 topics
  3. Life Insurance Underwriting · 4 topics
  4. Policy Conditions and Privileges · 5 topics

General Insurance Products and Practice

4 chapters · 16 topics · 9 sub-topics · 50 flashcards

  1. Principles Specific to General Insurance · 4 topics
  2. Fire and Property Insurance · 4 topics
  3. Motor and Marine Insurance · 3 topics
  4. Liability and Miscellaneous Insurance · 5 topics

Health Insurance

3 chapters · 14 topics · 8 sub-topics · 50 flashcards

  1. Health Insurance Fundamentals · 4 topics
  2. Health Insurance Products · 5 topics
  3. Health Underwriting and Claims · 5 topics

Insurance Sales, Documentation and Ethics

4 chapters · 18 topics · 11 sub-topics · 51 flashcards

  1. The Insurance Selling Process · 4 topics
  2. Documentation and the Policy Lifecycle · 5 topics
  3. Ethical Conduct and Anti-Money-Laundering · 4 topics
  4. Claims Management · 5 topics

IRDAI IC38 (Insurance Agent) flashcards

301 question-and-answer cards across 6 subject decks, each shown in full on its subject page.

IRDAI IC38 (Insurance Agent) syllabus FAQ

What subjects are in the IRDAI IC38 (Insurance Agent) syllabus?

IRDAI IC38 (Insurance Agent) covers 6 subjects: Introduction to Insurance and Risk Management, Legal and Regulatory Framework, Life Insurance Products and Underwriting, General Insurance Products and Practice, Health Insurance and Insurance Sales, Documentation and Ethics.

How many chapters and topics are in the IRDAI IC38 (Insurance Agent) syllabus?

22 chapters and 98 topics, broken down further into 79 sub-topics, across 6 subjects. Life Insurance Products and Underwriting is the largest subject, with 19 topics in 4 chapters.

Are there IRDAI IC38 (Insurance Agent) flashcards?

Yes — 301 question-and-answer flashcards in 6 subject decks. Each deck is printed in full on its subject page here, and the same cards are in the Examius app with spaced repetition. The free plan covers one exam of your choice, including its flashcards; Examius Pro, a one-time purchase, unlocks every other exam and deck.